Professional Background and Planning Philosophy

How experience informs a thoughtful, resilient approach to financial planning.

Corporate Pix_Olumuyiwa Adejuwon

Building Financial Security That Holds Up In Real Life

Olumuyiwa Adejuwon is an independent insurance professional with Carte Financial Group, Canada, specializing in helping incorporated professionals and small business owners protect, preserve, and strategically transfer the wealth they have spent decades building.

She holds a BSc in Management and Accounting, an MBA from the prestigious Warwick Business School (UK), and is licensed across Canada through the Life Licence Qualification Program (LLQP).

Working alongside a multidisciplinary team of Certified Financial Planners (CFPs) and Chartered Financial Underwriters (CFUs), Olumuyiwa brings a depth of expertise in risk management, tax-efficient planning, and wealth protection. Together, they design robust financial systems that are intentionally built to withstand real-world disruptions, whether economic, health-related, or business-driven, so clients can move forward with confidence, clarity, and peace of mind.

Experience Grounded in Risk

With more than two decades of experience across audit, risk management, and financial strategy, I bring a disciplined, analytical perspective to financial planning. I retired early, in 2021, at age 41 and now apply that knowledge to help incorporated professionals and small business owners identify vulnerabilities in their plans, before those weaknesses turn into real losses.

Where Resilience is Built

My work sits at the intersection of tax efficiency, income continuity, and health risk planning. The objective isn’t complexity or optimization for its own sake, but resilience, ensuring your financial life continues to function when circumstances change.

When Success Meets Interruption

Her approach centres on creating a S.H.I.E.L.D. Frameworkâ„¢ around wealth to address health risk, income interruption, tax exposure, and longevity so that a single life event does not undo years of discipline, effort, and success.

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Protecting Outcomes, Not Returns

I don’t focus on selling products or chasing returns. I focus on protecting outcomes. Through structured stress-testing, I help turn today’s success into long-term financial security designed to hold up against health events, income disruption, taxation, and longevity.

If you’re looking for clarity rather than hype, and preparation rather than speculation, you’re in the right place.

Testimonials

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Tife Kara

Senior Analyst at Lululemon

From booking a session to the detailed walk through of my options, Muyiwa was a delight to work with. She really knows her stuff. Her passion is obvious.

I feel really confident about my future and my financial goals. I would recommend her a 100 times over.

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Tominiyi Oni

FCIPM | FCIPD | HR Leadership | Coaching & Leadership Develop…

Olumuyiwa demonstrated an incredibly comprehensive and thorough understanding of the subject matter, deftly illuminating the subtle complexities that extend across international borders. Her approach was not just professional, but also exuded a superior caliber, standing out as exemplary and peerless. She had an unparalleled grasp of the topic.

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Oye Jeremiah

Product Management| Product Owner | Business Transformation | Product Strategy and Delivery

Muyiwa has proven to have a great depth of knowledge in financial literacy, wealth planning and advisory.

She takes her time to review and understand your peculiar situation, while tailoring what’s the best use case to fit your need. I have experienced this myself and she isn’t just about selling a policy or up sell you on a product. Be rest assured she practices what she is offering as she wants the best for you.

I would gladly recommend her services.

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Olusegun Kayode Arowolo

Drilling | Workover | Completions | Abandonment

Olumuyiwa demonstrates extensive knowledge of the use of insurance products as a strategy for retirement planning. During my consultation with her, she provided me with adequate background info and options which helped me make my decisions.

Most brokers just want to sell policies and move on but she stands out as she displays genuine interest in her clients.

I must add that she's very passionate about helping her clients, and if you have laid-back tendencies, you can bet you have her in your corner to get you moving in the direction of your progress 😉.

I'd recommend her any day, anytime.

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Amara Eboka

People Data & Technology @ Deloitte Global

Muyiwa is a powerhouse of financial knowledge. Right from working as colleagues TotalEnergies till date, she has been a champion of financial freedom and has patiently guided and imparted me with her knowledge and resources.

Her sessions are very insightful as she patiently works with you based on your knowledge level and needs. She breaks down complex terms, really helps change your perspective towards finances and investments and definitely gets you thinking about how to put measures in place to live a very comfortable life.

I definitely recommend her services to everyone interested in financial freedom and early retirement.

Well done !

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Bukkie Adewuyi MBA, CPA-CGA

YWCA Woman of Distinction, Audit, Risk and Governance Professional, Mentor and Community Advocate

Olumuyiwa is a seasoned financial advisor. Her experience is based on a solid background in accounting, years of experience in business and now a practical journey in the world of financial planning. I have known her for over 20 years, having graduated in the same class from university. She is passionate and will review your affairs with your individual situation and financial capability in mind.

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Opeyemi Obayemi MBA…

Technology Advisor & Fractional CIO | Strategy & Transformation L…

Muyiwa is an excellent Financial Planner and Advisor. She expertly talked me through a financial plan covering topics such as making the most of my assets, investing and retirement planning. I found Muyiwa to be very knowledgeable and professional in her approach. She was also very transparent, ensuring that all my questions were answered in a straightforward manner. I have no hesitation recommending Muyiwa to others that may be thinking about a financially secure future and how to achieve same.

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Adeola Jeremiah, PMP, PSM

PMO Thought Leader | Project and Program Management Director | Passionate about Value-Driven PMO practices within Technology Transformation Programs

Olumuyiwa is a proven expert in the retirement planning space and has consistently demonstrated her wealth of knowledge through my interactions with her on the subject matter. One major attribute that sets her far apart is her show of genuine care for my financial success - she goes the extra mile to help her clients (including myself) understand the best options available to them, staying fully supportive throughout the process.

Her level of commitment is second to none. You can tell that she is truly passionate about helping others succeed financially now and more so during their retirement years.

Keep up the great work, Olumuyiwa! I’m excited about the great impact you’ve made in my financial journey.

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Bankole Obilanade

Entrepreneurship | Technology | Supply Chain | Strategy | Data Analytics | Finance

Olumuyiwa is an experienced financial advisor with a strong background in accounting and finance. She applies her wealth of knowledge to advise her clients to ensure they make the best decision that meets their financial needs. I have benefited from her advise and would recommend her services to anyone who needs independent advice as they plan towards attaining financial security.

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Oluchukwu Ogbuanya

Structural Engineer| Civil Engineer| Project Management Professional

I had the pleasure of working with Muyiwa for my insurance needs, and I couldn't be happier with the experience. She took the time to understand my unique needs and provided tailored solutions.

I highly recommend Muyiwa to anyone seeking top-notch insurance guidance.

Connect With Confidence

Let’s take the next step toward securing your wealth against real-world risks. I provide thoughtful, no-pressure guidance tailored to your unique situation, so you can act with clarity and confidence.